Retirement is closer than you think.The clock is ticking. Each day, retirement gets closer. And as guaranteed benefits like social security and Medicare are being threatened and our life expectancies are growing longer, workers like you have more to worry about than before when building a nest egg for retirement.In Retire Money-Smart Ways to Build the Nest Egg You Need , the editors of Kiplinger’s Personal Finance magazine explain how to calculate how much you will need, how much you can count on from Social Security and pensions, and, finally, how to fill the gap. Whether you’ll need thousands or hundreds of thousands to retire and maintain your current lifestyle, Retire Worry-Free will teach you how •Get the most from your pension and 401(k) •Decide between traditional and Roth IRAs •Maximize tax-favored savings plans if you’re self-employed •Handle early-retirement offers and lump-sum distributions to avoid pension-payout traps •Protect your nest egg with the right amounts and types of insurancePacked full of charts and tips, Retire Worry-Free is a must-have resource for anyone planning for their retirement.